Alternatives to Bankruptcy

Alternatives to Bankruptcy in Michigan

Debt Relief Options in Sterling Heights & Warren

When a person can no longer meet their financial commitments, it can cause escalating anxiety and worry. Finding out about your debt relief options is one of the first steps to resolving your money troubles. Filing for bankruptcy is the debt solution that most people think of when they have overwhelming amounts of unpaid bills.

All of your options should be fully explored before you make any final decisions regarding your finances. If you believe bankruptcy is the right solution for your debt problems, it will be beneficial to seek legal counsel right away.

As a bankruptcy lawyer, I use my firm to help people struggling with their debts. Hensel Law Office, PLLC specializes in handling financial matters and bankruptcy procedures, ensuring the matter is taken care of correctly in order to dispel all possible debt.

I work with clients in the following areas:

How I Can Help You Choose the Right Debt Solution

There are many factors that need to be considered when deciding what to do about your debts. Every solution will have both advantages and disadvantages that should be thoroughly reviewed before you take any action.

Some of the alternatives to bankruptcy my firm can assist you with include:

  • Consolidating your debts under one loan
  • Negotiating with your creditors to reduce the amount of money you owe
  • Modifying the terms of your home loan
  • Work with a credit counseling agency

If you are looking for a way to improve your financial condition, I may be able to provide the legal advice and assistance you need. I have helped people with their financial problems for over 12 years. With my knowledge and legal expertise, I am here to explain all of your alternatives, helping you understand how they will impact your current situation and your financial future.

I make sure my clients understand the full ramifications of any debt remedy they are considering. I also provide on-going support and assistance until your financial objectives have been achieved.

Finding the right solution to your debts can help you overcome your financial difficulties. Contact our debt relief law firm today for more information.

  • Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours.
    - EJO
  • Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails pr
    - Stacy S.
  • I will gladly and confidently recommend you to anyone I know facing a tough financial time requiring your expertise.
    - Jay
  • I feel lucky to have found the Hensel Law Office and I never hesitate to refer others who could use assistance - because I know they will get superior service and help.
    - Kelly